"The Portrait" joke

An elderly woman decided to have her portrait painted.
She told the artist...
... "Paint me with diamond earrings, a diamond necklace, emerald bracelets, a ruby broach, and gold Rolex. "
"But you are not wearing any of those things."
"I know," she said. "It's in case I should die before my husband. I'm sure he will remarry right away, and I want his new wife to go crazy looking for the jewelry.